As-salamu Alaikum.
I recently realized the issues with Riba. There are lot of references from Quran and Sunnah regarding why Riba is Haram and we should avoid it. My goal is to complete the following steps very soon to stay away from Riba:

1. Student Loan and Car Loan : Pay it off so that you don't pay interest on it. Ask
for forgiveness from Allah for the past interests I have paid.

2. Open an Interest free Checking account. Whatever "interest" I have received, give it charity and poor/needy people.

3. Use a Credit card, but never miss any payments and pay in Full Insha-allah to avoid any
interest payment to the credit card company.

5. If you buy a house in the future, go with Islamic Bank to avoid the "Riba" issues.

Jazakumullah Khair.